Job Description

Job Description

Head of Product – Cashera Capital

Location: North Miami

Employment Type: Full-Time

Reporting to: CEO

💡 About Cashera

Cashera Capital is a fast-growing fintech company focused on providing quick, accessible cash advances (average $750) to gig workers and independent contractors in the U.S., including those on platforms like Uber, DoorDash, and Instacart. With a custom-built application and underwriting platform, we recently hit a record month with 85 funded deals and are scaling rapidly. Our operations are expanding in Mexico City, and we’re looking for a dynamic Head of Product to drive our next phase of growth.

🎯 Role Overview

As Head of Product, you will lead our product vision, strategy, and execution owning everything from user experience to underwriting logic and payment systems. You’ll play a key role connecting business objectives, customer needs, and engineering efforts to shape the future of Cashera’s technology and lending platform.

🔧 Key Responsibilities

• Lead the end-to-end product roadmap across lending application, underwriting, disbursement, collections, and user portals
• Identify user pain points and optimize the experience for fast, transparent funding
• Oversee integration with third-party platforms such as Plaid, Stripe/ACH, Decision Logic.
• Work closely with engineering teams (in-house and outsourced) to deliver features quickly and effectively
• Define and enhance underwriting logic based on user behavior and performance data
• Drive growth through improved approval rates, reduced defaults, and increased user lifetime value
• Develop product specs, workflows, and user stories; manage and prioritize the product backlog
• Build and lead a small product/design team as the company scales

🧠 What We’re Looking For

• 3+ years of product management experience in fintech, lending, or embedded finance
• A strong track record of building digital credit products for underbanked or gig economy users
• Understanding of risk, underwriting, and financial product design
• Strong strategic thinking and hands-on execution

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